Blog
Wisdom. Stewardship. Freedom. Purpose.
Every financial decision begins with a way of thinking.
Long before we make decisions about investing, taxes, retirement, generosity, or estate planning, we're making decisions about what we believe is most important.
That's why this blog isn't simply about money.
It's about wisdom.
Scripture teaches that wisdom is one of life's greatest treasures—but wisdom alone doesn't change anything. We must choose what to do with it.
That's where stewardship begins.
Stewardship is the faithful application of wisdom. It's choosing to manage every resource God has entrusted to us—our finances, time, talents, relationships, opportunities, and influence—with intentionality and purpose.
Faithful stewardship creates something many people spend their lives pursuing:
Freedom.
Not merely financial independence, but the freedom to live without being mastered by money. The freedom to make decisions based on conviction instead of necessity. The freedom to be generous. To serve. To create. To mentor. To rest. To continue meaningful work because you choose to—not because you must.
But even freedom isn't the final destination.
Freedom exists so we can live with purpose.
Every one of us has been uniquely created in the image of God, gifted with abilities, experiences, and opportunities that no one else possesses. Financial wisdom and faithful stewardship are not ends in themselves. They become tools that allow us to more fully live out our God-given calling.
That is the journey this blog explores.
Not simply how to build wealth...
But how wisdom leads to stewardship, stewardship creates freedom, and freedom empowers a life of lasting purpose.
Welcome to the conversation.
Fraudulent Schemes-Know the Psychology of a Fraudulent Scheme
They Don’t Start by Asking for Your Money I recently had breakfast with a client who told me about a three-hour ordeal, beginning with a text message and leading to a phone conversation. Thankfully, he didn't lose any money. But he was...
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Be a Historian, Not a Detective
Worried About the U.S. Dollar? You May Already Own a Better Hedge Than Gold With headlines about rising U.S. debt, inflation, government spending and the future of the dollar, it's understandable that investors are asking: Should I own...
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13 States Don't Tax Retirement Income-Should That Affect Where you Retire?
13 States Don’t Tax Retirement Income — Should That Affect Where You Retire? Where you live in retirement can make a meaningful difference in how much of your money you actually get to keep. States don't all treat retirement income the...
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Your Greatest Financial Asset May Not Be Your Investments
Your Greatest Financial Asset May Not Be Your Investments Why liquidity, access, and control often matter more than chasing a higher rate of return. Ask most people what makes someone financially successful, and you'll hear familiar...
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What is "The Market" Anyway?
What Is “The Market,” Anyway? Turn on the financial news and you'll hear some version of this almost every day: “The market was up today.” Or: “The market fell sharply.” But what exactly is “the market”? Most people probably picture...
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When Winning Doesn't Mean You're Right
When Winning Doesn't Mean You're Right Why short-term investment performance can tell investors exactly the wrong story We naturally assume that good results are evidence of a good decision. If one investment fund returned 43% and...
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The Cheapest Investment Isn't Always the Least Expensive
The Cheapest Investment Isn't Always the Least Expensive What you don't see can cost you far more than what you do. One of the first questions investors ask when comparing mutual funds and ETFs is: "What's the expense ratio?" It's a...
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Don't Let your Dollars Retire Before You Do
Don't Let Your Dollars Retire Before You Do The real cost of paying cash isn't interest. It's the future your money never had the chance to build. P.T. Barnum once wrote: "Money is the most devoted servant in the world… There is...
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Dreaming about the next Apple or Nvidia, Beware
Many investors dream of finding the next Apple or Nvidia. Few ever think about the tax problem that success can create. Imagine inheriting—or owning—a stock that has appreciated several hundred or even several thousand percent over the...
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Higher Sharpe Ratios may not always be better.
Is a higher Sharpe Ratio always better? Maybe not. One of the most common ways investors compare investments is by looking at the Sharpe Ratio—a measure intended to show how much return an investment delivers for the amount of risk...
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The Investing Secret Most Never Hear
The Investment Secret Most Investors Never Hear How Owning More Can Actually Make Your Portfolio Feel Safer "The whole is greater than the sum of its parts." That phrase isn't just true in sports, music, or business. It's one of the...
Read MoreExploring Generosity and Giving
What If Your Greatest Gift Isn't the Amount You Give...But How You Give It? How thoughtful stewardship can multiply your generosity for generations. Most people assume charitable giving happens in one of two ways. You write a check...
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Freedom, Not Retirement
Freedom, Not Retirement What if we've been pursuing the wrong financial goal all along? "The greatest tragedy isn't reaching retirement without enough money. It's reaching retirement without enough purpose." For decades, we've been...
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Why Paying Less Often Leads to Higher Returns
Why Paying Less Often Leads to Higher Returns One of Investing's Simplest Principles...That Most Investors Never Learn Imagine buying two nearly identical apartment buildings. Building A costs $10 million. Building B costs $7 million....
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